To provide clear direction, sound advice and the best in class products & services to our clients in order for them to offer the best Employee Benefits program to their employees. We help our clients recruit, retain and reward their employees based on quality products & services on a business to business basis. The ultimate outcome is a healthy organization, happy employees and goodwill in the company's culture.
Insurance company ratings evaluate an insurance company's financial performance by a third party, based on rigorous qualitative and quantitative analyses of the company's balance sheet, operating performance and volume of business. Though an insurance company rating cannot be regarded as a warranty of a company's capacity to meet its financial obligations, they provide a yardstick to compare the respective strengths of insurance companies operating internationally. As of now, there are five major firms providing authentic ratings in the insurance sector: A.M. Best, Standard & Poor's, Weiss Ratings, Fitch Ratings, and Moody's Investors Service.
Victoria (Vicki) Stephens has been in the employee benefits insurance industry since 1994. She has worked with small boutique firms to large national consulting firms such as Aon Consulting and Sullivan Curtis Monroe in Los Angeles, CA.